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China strengthens regulation on pawnshops to better serve small firms

2020-6-1 11:29

 

BEIJING, May 31 (Xinhua) -- China's banking regulator has introduced tighter rules for pawnshops to provide better financial services for individuals, micro, small and medium-sized enterprises.

The interest rate charged by pawnshops should correspond to the country's benchmark loan prime rate and service charges should be reasonable, according to the China Banking and Insurance Regulatory Commission.

Local governments have been encouraged to support pawnshops via risk compensation funds, bonuses and subsidized loans, said a circular issued by the regulator.

The circular also requires strengthened information sharing among market regulatory departments to ensure the sector's quality development.

By the end of 2019, China had 8,397 pawnshops, with total assets of 160.27 billion yuan.

 

北京,5月31日(新华社)——中国银行业监管机构出台了更严格的典当行规则,为个人、微型、中小企业提供更好的金融服务。


中国银行保险监督管理委员会表示,典当行收取的利率应与国家基准贷款优惠利率相一致,服务收费应合理。


监管机构发布的一份通知称,鼓励地方政府通过风险补偿基金、奖金和补贴贷款等方式支持典当行。


该通知还要求加强市场监管部门之间的信息共享,以确保行业的优质发展。


截至2019年底,全国共有典当行8397家,总资产160.27亿元。

 

来自: xinhua